Treasury Secretary Timothy Geithner told the House Financial Sevices Committee during his testimony that the Administration’s reform plan includes four broad components:

1. Addressing Systematic Risk
2. Protecting Consumers and investors
3. Eliminating Gaps in Regulatory Structure
4. Fostering International Coordination

All good goals but when did our Government become one gigantic consumer protection agency?  What about strengthing our capital markets, streamlining red tape, encouraging small business growth & innovation?  When you are going to grow youself out of a recession and begin hiring again, you first need to grow.